GENERAL DOCUMENTATION

• Photocopy of Spanish National Identity card or Residency Permit.
• Copy of the Deed of the property recorded in the Land Registry.
• Certificate of Encumbrances issued by the Land Registry.
• Sale and purchase agreement, deposit or security.
• Legal declaration of divorce or separation with the Regulating Agreement, Pacts (separation of estates).
• Where applicable, Certificate of classification of official protected housing (VPO)

OTHER FINANCIAL DOCUMENTATION

• Other income "Accounts and deposits."
• Assets "Other properties."
• Other credits, loans and/or payment commitments.
• Where applicable, copy of rent agreement.

CONTRACTED EMPLOYEES

• Copy of Employment Contract.
• Copy of last three payslips.
• Last full income tax returns (I.R.P.F.).
• Employment history certificate.

SELF-EMPLOYED

• Copies of payment of last three full quarterly I.R.P.F. and V.A.T. returns.
• Last two income tax returns.
• Copies of payment of last two quotas for the self-employed (autónomos).

COMPANIES

• Deed of Incorporation of the Company.
• Deed of Powers.
• Deed of Capital Expansion.
• Copy of Tax Identification Code number.
• National Identity Cards of the property agents.
• Last payment pf Corporation Tax.
• Any other documentation which might be deemed relevant.

FOR REFINANCING

• Copy of last 3 receipts of payment for each loan.
• Proposal of works where refinancing is required

Fill in and send the request to obtain your mortgage or refinance and an analyst will quickly contact you:

• By phone, calling 902 886 313.
  Monday to Friday, 9:00 to 20:00 h.
  An analyst will provide you with free advice.
• By sending the on-line request.
  Fill in and send the request to obtain your mortgage

If you have any queries as to any technical terms, you can visit our section:

    Financial vocabulary