What is a mortgage loan and a mortgage?
A mortgage loan is a combination of a personal loan and a mortgage guarantee on a property. It is a contract that regulates the borrower’s repayment of a sum of money provided by the bank.

A mortgage is an extra guarantee, the validity of which supersedes that of a loan. It guarantees both the initial amount of the loan as well as possible interest, costs and fees in legal claims related to non-payment.

If you would like to know more details about mortgage loans, we offer a guide in PDF format to help you choose your mortgage.

Furthermore, at Bancaja we can offer you various products to help you to obtain the financing you need to purchase your home. These include the Sole Mortgage, the 100% mortgage and mortgage loans.